Financial Services and Markets Act 2000

Warnings and Disclaimers

www.comparemoneytransfer.com is not authorised to give advice under the Financial Services and Markets Act 2000.

The information contained in the Material on this Site is intended for information and interest only, and not to either provide advice to, or to address the particular requirements of any individual.

We do not recommend or endorse any investment, advisor or other service or product, or any material submitted by third parties, or linked to or from this Site.

We do not offer any legal, financial or other advice, either regarding the nature, potential value or suitability of any particular investment, security or investment strategy, or otherwise.

You should not rely on any material in this Site to take (or refrain from taking) any decision or action.

If you have any doubts you should contact an independent financial advisor.

Terms & Conditions Information We Collect / Information Security:

Please read the following terms and conditions carefully as these govern the use of this website. All material contained within the Compare Money Transfer website ( http://www.comparemoneytransfer.com ) is covered by a disclaimer and protected by copyright laws. Access to this website ( http://www.comparemoneytransfer.com ) is subject to the following conditions:

Privacy Policy

We at Compare Money Transfer are committed to respecting your privacy and recognise your need for appropriate protection and management of personally identifiable information you share with us (any information by which you can be identified, such as name, address, and telephone number). That is why we have established this privacy policy, so that you can understand the care with which we intend to treat your information. Your personal information will not be disclosed outside the group of financial institutes we work with except in circumstances advised to you at the time you apply for a product or service we provide or newsletter. When you apply for a product or service on www.Comparemoneytransfer.com , you will be asked for personal information that is needed to process your application. The information that you provide will only be used for the purposes described at the time of your application and where applicable in the Terms and Conditions that apply to the relevant product or service.

Disclosure:

We will use your Information to process Compare prepaid cards newsletters, offers and promotions and to provide customer service, and to help protect against fraud. We may also use user Information for marketing purposes and to conduct research and analysis. It is often necessary for us to disclose user Information for the same purposes to companies that work with us or advertise with us. For example, we may provide certain your Information to companies, including our affiliated companies that perform business operations or services, including marketing services, on our behalf. We may provide certain your Information to others outside of compare money transfer as permitted by law, such as to government entities or other third parties in response to subpoenas.

We will not disclose any such information outside of compare money transfer except:

• To fraud prevention agencies and other organisations who may use the information to prevent fraud and money laundering.
• To persons acting as our agents under a strict code of confidentiality;
• To anyone to whom we transfer or may transfer our rights and duties under our terms and conditions with you;
• As required by law or regulation.

If we transfer your information to a service provider or agent in another country outside the European Union, we will make sure that the service provider or agent agrees to apply the same levels of protection as we are required to apply to personal information held in the UK and to use your information only for the purpose of providing the service to us.

How do I change my screen resolution?

We recommend viewing this site with a screen resolution of 800x600 or above. To change the screen resolution depends on the operating system you use. Please consult your operating system manual for instructions.

Do I need plug-ins?

"Plug-ins", Are additional software programs required by some sites to make them work properly. An example is Flash Player from Macromedia. Our site does not need any plug-ins to work effectively.

Cookies

What we use cookies for:

Internet cookies are common and do not harm your system - they are small text files placed on your computer by a web browser, which has been sent to you by a web server, they just store or gather site information. It is essentially an 'identification card' relating to you. They help you do things online, like remembering your logon details so you don't have to re-enter them when revisiting a site.

We use cookies to:

• Gather customer journey information across our site
• Ensure your privacy in our secure sites
• Store login details for our secure sites
• Temporarily store details input into our calculators, tools, illustrations and demonstrations
• Store details of your marketing, product and business unit preferences to improve our targeting and enhance your journey through our sites
• Evaluate our sites advertising and promotional effectiveness.
• We use both our own and our partner companies' cookies to support these activities. We don't use cookies to track people's Internet usage after leaving our sites and we don't store personal information in them that others could read and understand. We will not sell or distribute cookie information without your prior consent.
• You can disable cookies from your computer system by following the instructions at www.allaboutcookies.org but if you do not accept incoming cookies then the performance of our Site on your system may not be to the full standard or our Site may not serve you at all.

Services requiring enabled cookies:

Some of our services require cookies in your browser to view and use them and to protect your financial and personal information such as www.comparemoneytransfer.com this website uses cookies to enable information about you and your preferences to be stored and to prevent unauthorised access to your account online. If you are accessing your account we require cookies to be used to ensure your data is secure. If you reject cookies you will not be able to use the service.

Phishing

Some customers may receive an email claiming to be from Compare Money Transfer with a link to what appears to be our website, where they are prompted to enter their personal and account details. Compare Money Transfer is in no way involved with this email and the website does not belong to Compare Money Transfer we will never send emails to its customers requesting security or any other confidential information. Do not reply to any such emails or disclose any personal information to these website's. If you think you have received a fraudulent email that looks like it is from Compare Money Transfer, forward the entire email including the header and footer to fraud@comparemoneytransfer.com and then delete it from your email account.

Copyrights

Except as expressly stated in this site, no part of this website, including information, logos, photos, images, and overall appearance of the site, may be republished, copied, reproduced or broadcasted in any form whatsoever without the prior written permission of the copyright holders except for your own personal or non-commercial use.

Trademarks

Compare Money Transfer are trademarks. All other trademarks and logos used in this website are the trademarks or logos of their respective owners who advertise on this site.

Links to other websites

This website contains links to other websites that are operated by third parties. Compare Money Transfer does not accept any liability over the content of these third party sites. The existence of any of the link/s does not constitute an endorsement of such websites, and your linking to these sites is at your own risk.

Content Accuracy

Whilst all reasonable efforts have been made to ensure the accuracy of content, no responsibility can be taken for any omission or error.

Limitation of Liability

Compare Money Transfer does not guarantee that access to this website will be uninterrupted; that this website will be free from viruses or that this website cannot be tampered with by third parties. This website and the information are provided on an 'as is' basis, with no warranties of any kind whatsoever, either express or implied, including, but not limited to, any warranties or any implied warranties of merchantability or fitness for a particular purpose.

Use of this website and the information is entirely at the user's sole risk. In no event will Compare Money Transfer be liable for any damages whatsoever arising out of or related to this website. Your sole and exclusive remedy for dissatisfaction with this website and/or information is to stop using the site and the information.

Modification or update of the Terms and Conditions

Compare Money Transfer may modify the terms of this agreement on this site. You agree to periodically review this agreement to be aware of any such revisions. Should the revision be unacceptable to you, you agree to stop accessing this site. Your continued use of this website following such notification of any such revision(s) shall be deemed as acceptance of and agreement to abide by all such revisions.

Product terms and conditions

To view compare money transfer product sale terms and conditions Click Here

FSA REGULATED INFORMATION

Currently foreign exchange providers do not have to be registered with the FSA. In november 2009 there is a new requirement that all money transfer companies offering currency exchange services will have to be registered with the FSA. Note they have two years to comply with this new legal requirement.

All the companies listed on compare money transfer are making the necessary arrangements to become FSA regulated.

Also from Novemeber 2009 all money transfer operators that become Regulated by the FSA will automatically be covered by the Financial Ombudsman Service.

if you are not satisfied with the outcome of any complaint you can write to Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR.