International Money Transfer Comparison
Personal Currency Transfers
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Personal Money Transfer Providers

 
torfx

TorFX

 
Minimum
Transfer
£300
Transaction
Fees
None
Margin
Rates
0.7%
Transfer
Timescales
Same day in major currencies
FSA
Regulated

Whether you are buying an overseas property or emigrating, TorFX can save you money on your international money transfers. TorFX deal directly with the currency markets, which means we can offer highly competitive exchange rates on all major currencies, often beating the bank's rate by over 3% on international money transfers overseas.

 
world first

World First

 
Minimum
Transfer
£1000
Transaction
Fees
None
Margin
Rates
0.7%
Transfer
Timescales
Same day in major currencies
FSA
Regulated

Use World First for buying foreign currency for overseas property as you will have to pay for the property in the currency of the country you are buying in. Equally, if you are selling your overseas property, World First can help you repatriate the sale proceeds back to your domestic currency and offer 3% better exchange rates than high street banks.

 
currency solutions

Currency Solutions

 
Minimum
Transfer
£3000
Transaction
Fees
None
Margin
Rates
1%
Transfer
Timescales
Same day in major currencies
FSA
Regulated

Need to transfer currency abroad? Emigration, international property or high value purchases, Currency Solutions can save you time and money when it comes to currency transfers. Currency Solutions specialise in providing a personal, friendly service for all your currency requirements. Registration is simple, free and there is no obligation to trade.

 

Currencies Direct

 
Minimum
Transfer
£100
Transaction
Fees
None
Margin
Rates
1%
Transfer
Timescales
Same day in major currencies
FSA
Regulated

Use Currencies Direct for your personal foreign exchange requirements. Currencies Direct have years of experience providing innovative financial solutions to individuals worldwide. Currencies Direct understand that you will want to get as much for your money as you can by offering the best & the most competitive foreign currency exchange rates.

 
moneycorp

Moneycorp

 
Minimum
Transfer
£1000
Transaction
Fees
None
Margin
Rates
1%
Transfer
Timescales
Same day in major currencies
FSA
Regulated

Moneycorp can help you buy foreign currency that you need to make  transfers internationally on your behalf. regardless of the size of the payment or payments that you have to send. Moneycorp will ensure that the process is fast, highly cost-effective and hassle free. Moneycorp are a foreign exchange and international money transfer specialist.

 
axiafx

AxiaFX

 
Minimum
Transfer
£100
Transaction
Fees
None
Margin
Rates
0.7%
Transfer
Timescales
Same day in major currencies
FSA
Regulated

If you need a hassle free solution to pay a mortgage for your house overseas or settle your bills abroad or need to make any other regular international transaction; AxiaFX are able to set-up a standing order or a direct debit for you and take you through the process. AxiaFX will take the hassle out of transfers and offer you the best exchange rate.

 
ifx

IFX

 
Minimum
Transfer
£1000
Transaction
Fees
None
Margin
Rates
0.7%
Transfer
Timescales
Same day in major currencies
FSA
Regulated

IFX Foreign Exchange can help you to buy foreign currency at the cheapest price when making  money transfers abroad. Regardless of the size of the money transfer that you need to send abroad IFX Foreign Exchange will ensure that the process is fast, highly cost-effective and hassle free. IFX are a foreign exchange and money transfer specialist.

 
caxton foreign exchange

Caxton FX

 
Minimum
Transfer
£100
Transaction
Fees
None
Margin
Rates
1%
Transfer
Timescales
Same day in major currencies
FSA
Regulated

Caxton foreign exchange have been offering free currency reports which have in-depth commentary across sterling, euro, US dollar, Aussie and New Zealand dollar currency movements. These trending reports allow you to assess the current currency markets so you can make an informed decision when to purchase your currency

 
rational foreign exchange

Rational FX

 
Minimum
Transfer
£100
Transaction
Fees
None
Margin
Rates
1%
Transfer
Timescales
Same day in major currencies
FSA
Regulated

RationalFX can help you send money to most countries quickly, safely and with very competitive exchange rates. RationalFX has been able to safely send over £1 Billion in total - including low cost money transfers to most countries. RationalFX customer service, 24x7 online payments and great rates from GB to most countries.

 

FX Firm

 
Minimum
Transfer
£100
Transaction
Fees
None
Margin
Rates
1%
Transfer
Timescales
Same day in major currencies
FSA
Regulated

FX Firm are Foreign Currency Exchange specialist, providing dedicated foreign currency transaction services to individuals and institutional clients. Whether you are looking to make one-off international payments or to hedge your Foreign Exchange exposure over the financial year, FX Firm give better currency rates

 
currency index

Currency Index

 
Minimum
Transfer
£100
Transaction
Fees
None
Margin
Rates
1%
Transfer
Timescales
Same day in major currencies
FSA
Regulated

Buying and transferring your currency with Currency Index is fast, simple and secure. Registration costs nothing and is ideal even if you won't need your currency for some time. That way you will have us on hand to assist quickly whenever the need arises.

 
gcen

GCEN

 
Minimum
Transfer
£100
Transaction
Fees
None
Margin
Rates
1%
Transfer
Timescales
Same day in major currencies
FSA
Regulated

Global currency exchange networks do much more than simply saving clients money on the exchange rate they offer a personal and cost effective solution and carefully explain the process and protect you from currency risk, monitor the market on your behalf and ensure that the transfer of your funds overseas is prompt, accurate and stress free.

 
ebury partners

EBURY

 
Minimum
Transfer
£1000
Transaction
Fees
None
Margin
Rates
1%
Transfer
Timescales
Same day in major currencies
FSA
Regulated

Ebury Partners are your ideal choice of foreign exchange partners. At Ebury they provide you with excellent exchange rates without any hidden costs. How? Because they manage a high volume of transactions across numerous currencies and have the clout to demand better rates, and pass these savings on to you.

 
moneybookers

Moneybookers

 
Minimum
Transfer
£10
Transaction
Fees
None
Margin
Rates
3% to 5%
Transfer
Timescales
Instantly
FSA
Regulated

Moneybookers enables any business or consumer to securely and cost-effectively send and receive payments online with his email address ­ in real-time! Moneybookers delivers a product ideally suited for small businesses, online merchants, individuals and others currently underserved by traditional payment mechanisms.

 
smart currency

Smart Currency

 
Minimum
Transfer
£5000
Transaction
Fees
None
Margin
Rates
1%
Transfer
Timescales
Same day in major currencies
FSA
Regulated

Smart Currency Exchange offer a service with no transfer fees and no commission charges with no hidden charges. Smart Currency make international money transfer payments Fast and Easy. All money transfer payments are sent out with 24 hours of receiving funds, plus reduce or eliminate overseas bank receiving charges.

 
hsbc

HSBC

 
Minimum
Money Transfer
£100
Transaction
Fees
£19.00
Margin
Rates
3% to 5%
Transfer
Timescales
1 - 4 days
Existing Customers Only

HSBC are a globally foreign exchange provider that deal with over 60 countries and territories in tradable currencies 24 hours a day. HSBC corporate sales and trading teams provide up-to-date market advice and timely execution of deals to our customers throughout the trading day.

 
santander

Santander

 
Minimum
Money Transfer
£100
Transaction
Fees
£25.00
Margin
Rates
3% to 5%
Transfer
Timescales
1 - 4 days
Existing Customers Only

Santander offer two options for sending a payment overseas. You can choose either an International Payment or send a Sterling Payment outside UK This option can only be used where the overseas bank accepts Sterling payments. This method is useful when you are transferring money overseas to an account that is held in Sterling.

 
natwest

Natwest

 
Minimum
Money Transfer
£100
Transaction
Fees
£20.00
Margin
Rates
3% to 5%
Transfer
Timescales
1 - 4 days
Existing Customers Only

Natwest offer a full range of services, from straightforward currency exchange to complete risk management solutions, Natwest use foreign exchange (FX) hedging tools to help reduce the risks associated with foreign currency fluctuations. Natwest solutions give customers greater certainty over their future cashflows.

 
rbs

Royal Bank of Scotland

 
Minimum
Money Transfer
£100
Transaction
Fees
£20.00
Margin
Rates
3% to 5%
Transfer
Timescales
1 - 4 days
Existing Customers Only

Whether over the phone or via e-commerce platform, the Royal bank of Scotland offer an easy and straightforward way to execute your foreign currency exchange needs. RBS can help you identify the FX risks you may be facing and then quantify these risks and work with you to manage them.

 
first direct

First Direct

 
Minimum
Money Transfer
£100
Transaction
Fees
£19.00
Margin
Rates
3% to 5%
Transfer
Timescales
1 - 4 days
Existing Customers Only

First Direct offer a choice of foreign currency accounts in a range of currencies. These are suitable if you regularly make and receive payments in a particular foreign currency or own a property abroad or have surplus currency funds. International Personal Accounts are available to 1st Account customers.

 
halifax

Halifax

 
Minimum
Money Transfer
£100
Transaction
Fees
£7.50 - £17.50
Margin
Rates
3% to 5%
Transfer
Timescales
7 days
Existing Customers Only

Sending money abroad with Halifax is easy using the Halifax Online Banking service which is only £9.50, a saving of £10 on Halifax branch and telephone banking process. However, Halifax areoffering a further £2 off the online fee for your first three payments, making them only £7.50 each for a limited time only.

 
co-operative

Co-Operative

 
Minimum
Money Transfer
£100
Transaction
Fees
£25.00
Margin
Rates
3% to 5%
Transfer
Timescales
1 - 3 days
Existing Customers Only

The Co-Operative banks most used service a straightforward but potentially high risk method of buying or selling foreign currency. Co-Operative spot foreign exchange contract is a binding obligation to buy or sell a set amount of currency at the current market rate, for settlement after two working days.

 
Lloyds tsb

Llyods TSB

 
Minimum
Money Transfer
£100
Transaction
Fees
£20.00 - £35.00
Margin
Rates
3% to 5%
Transfer
Timescales
3- 12 days
Existing Customers Only

Lloyds TSB offer a fast money transfers service in all major currencies, to just about anywhere in the world. International money transfers with Lloyds is simple with a clear list of charges to suit your timescales. If you need fast access to the funds from a cheque , Lloyds can often buy the cheque from you immediately.

 

Live Foreign Exchange Rates

Personal Foreign Currency Accounts

International Money Transfer Comparison on Personal Foreign Exchange Brokers when Sending Money Transfer Abroad, Compare Currency Exchange Rates, See Charges and Benefits and No money transfer Fees...

With so many foreign exchange companies on the market who do you choose? First consider using a foreign exchange company that is FSA regulated so your money transfer transaction is protected. Compare Money Transfer only lists foreign exchange brokers that are regulated which means your money is always kept is a seperate account and ensures protection.

The exchange rate from all the companies listed will also beat your bank, ranging from 2% to 4% so on an average transfer of £100,000 you could be saving up to £4000.

Finally if you plan to transfer money in the future but waiting for the currency exchange rate to increase consider signing up to Rate Watch above, Where you will be informed when it reaches its target rate.

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